Member welfare & empowerment
Welfare first. Empowerment next. Investment last.
A culture of mutual care with clear rules, fair decisions and prudent protection of shared resources.
A promise to care responsibly.
Our welfare approach is mutual care, not an entitlement or a substitute for insurance. Decisions follow a written policy and available resources.
Standard weekly contribution: KSh 250, subject to annual review.
Standard benefit categories
Maximum standard benefits, subject to verification and fund availability.
| Benefit | Maximum |
|---|---|
| Bereavement (spouse, child, parent or primary caregiver) | Up to KSh 20,000 |
| Hospitalization | Up to KSh 5,000 |
| Member's wedding | Up to KSh 15,000 |
| New child / maternity | Up to KSh 5,000 |
| Major accident | Up to KSh 10,000 |
| Exceptional calamity | Up to KSh 5,000 |
Maximum standard benefits, subject to verification and fund availability. Governed by the written Welfare Policy.
Care, without guesswork.
Report
A member or family reports the need.
Verify
Details are confirmed confidentially.
Committee decision
Targeted within 48 hours for urgent claims.
Payment
Normally within 7 days of approval.
The empowerment ladder.
No member is promised investment returns. Any SACCO or investment vehicle is assessed on its actual rules, liquidity, risk and regulation.
Members Portal
Coming soon.
The next chapter starts together